Hello Everyone!

I’m back and sending an urgent reminder to you to please place your pre-orders right away for the 2009 Guides and Newsletters. If we don’t get enough pre-orders, we will be unable to meet the minimum order for printed Guides. If that happens, we will print only the Guides pre-ordered by a more expensive process and will only offer the Online or Ebook version of the Guide for everyone else. See below for more details and please place your orders as quickly as possible. The LAST DAY to pre-order is NEXT MONDAY, April 28^th. We MUST receive payment by then in order to give you the pre-order price. You can place your order online at our secure store at https://www.polarisbusinessguides.com/cgi-bin/cart.cgi or call us toll free at 877-524-8300.

 

 

IN THIS UPDATE:

 

Our Full Moon on Sunday

2009 Pre-order Special: Save Now Thru April 28^th, Send Your Checks Now

Financial and Economic Update

Register for Free Teleconference for May Energies: On April 30th

NEW: 30 Minute Consults Available for Love, Money, or Career

No Radio Shows for April

Schedule

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OUR FULL MOON IN SUNDAY, APRIL 20TH

 

Have you noticed some intense energies this week? Our Full Moon on Sunday April 20^th was full of them. To some extent the situations you encounter will depend on where you live and of course, on your own personal chart, and how you respond to the energies. For the nation as a whole, (meaning a chart for Washington DC), that Full Moon shows a traumatic event coming to light. Pluto is trine the Sun, suggesting transformation, death or rebirth of leaders or transformation of our country or governments. To some extent we may be watching this with the Presidential race. However, this cycle could also represent a serious situation with debt levels, foreign governments, or the stock markets. Stay alert and see the Financial and Economic Update below for information related to the financial picture.

 

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THE 2009 PRE-ORDER SPECIAL: NOW – NEXT MONDAY, APRIL 28^TH

SAVE UP TO 20%

 

Do you plan to use a printed 2009 Good Timing Guide next year? If so, you had better pre-order now. At this point, we have not received enough orders for us to meet the minimum order for printing the Guides. If we don’t receive a lot more orders in the next few days, we will be forced to print ONLY the pre-ordered Guides via a more expensive process. If that happens, we will only be able to offer the ONLINE or Ebook version of the 2009 Guide for anyone who didn’t pre-order a printed Guide. 

 

I know everyone likes to wait until the last minute to order. However, we’re now down to the LAST FOUR DAYS. The best special we offer every year will be over on NEXT MONDAY, April 28^th at midnight Pacific time. You can save up to 20% on your Guide and Newsletters or even just the Newsletters. To save now, go to:

https://www.polarisbusinessguides.com/cgi-bin/cart.cgi

 

Most important: Are you planning to send us a check? If so, we MUST RECEIVE your payment here (yes your check) BY APRIL 28^th. If we don’t, we cannot give you the sale price.

 

If you are sending a check, do the following TODAY to ensure we receive your check in time:

1) Either go online to find out the correct amount to send, or call us toll free at 877-524-8300 to get the correct amount to send

2) Make the check payable to Polaris Business Guides

3) Mail the check to Polaris Business Guides, PO Box 160, Arlington WA 98223.

 

This is an annual event, which allows us to publish the printed Good Timing Guide and save you money on both the Guide and Newsletters.

Pre-ordered 2009 printed Guides will be shipped in August. Pre-ordered 2009 Online (E-book) Guides will be available by the end of May. 2009 Newsletters start in January.

 

So order now and SAVE:

<http://www.polarisbusinessguides.com/cgi-bin/cart.cgi#preorder>

 

This pre-order special is available to everyone from now through midnight Pacific time on April 28^th, but after that please don’t ask us to make an exception and give you the pre-order price. We want to maintain pricing integrity with all our customers. Thank you for placing your pre-order and allowing us to continue providing a great product!

<http://www.polarisbusinessguides.com/cgi-bin/cart.cgi#preorder>

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FINANCIAL AND ECONOMIC UPDATE

 

Recent Wall Street Journals had some important articles that weren’t on the front page. One of these articles had to do with an important financial indicator for the credit market risks. This is the gap between the 3-month Treasury bill rates and the 3-month rate for the London interbank offered rate (LIBOR). When this gap widens, it indicates that lenders want to avoid taking risk.  A week ago, this gap widened to 1.6 percentage points, the highest since late March. Prior to the credit crunch this gap was 0.35 percentage points. Another indicator used for credit swaps also shows the same thing: Although the Fed has spent $230 billion fixing the credit crunch, it hasn’t helped. Credit is still very tight.

 

The Wall St Journal quoted Michael Darda, chief economist at MKM Partners as saying, “Something’s going on. There is stress somewhere based on some institution, or some group of institutions. Unfortunately, it won’t be clear until after the fact.” Pay attention, as this “after the fact” revelation could come sooner than expected and it will probably be an institution failing or nearly failing (If the Fed rescues them). 

 

That article appeared on Thurs April 17^th, after J P Morgan’s earnings report of a 50% decline in 1^st quarter net income was received so well that stocks flew up by more than 256 points on the DOW. This tells me that stock investors do not understand how critical the credit crunch is.

 

Another article on the back page of the WSJ Money and Investment section for April 17^th has a headline of “Are Credit Derivatives Next?” You can be sure that when you see an article like this on the back page, a warning is being sent out to help prepare the public. This article discusses credit derivatives, which are private financial contracts that act like a form of insurance against bond and loan defaults. The article states that since the credit crisis exposed the flaws in bank risk management, “it’s starting to look ominous” for these financial pieces to stay intact.

 

During the 2^nd half of last year, the credit derivatives surged 37% and covered $62 trillion of debt at the end of 2007. Since collateralized debt obligations and their default  swaps (the insurance to pay for defaulting debts) were already frozen at that point, the increase primarily reflects attempts to hedge or bet on the credit market’s collapse.

 

Although banks usually have collateral for their loans, 37% of those derivatives don’t have collateral agreements. And since the declining value of loan collateral could play out in the derivatives market too, there may be nothing to prevent a large number of them failing. This is where we are at risk for TRILLIONS of dollars lost. Be wary of the stock market jump-ups now. When we see what’s really going on, it may be a lot worse than most investors think.

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REGISTER FOR THE FREE TELECONFERENCE FOR MAY ENERGIES:

 

The NEXT free teleconference on the May energies will be held on April 30th at 6:00 PM Pacific/ 9:00 PM Eastern. Mark your calendars and please register for that at https://www.polarisbusinessguides.com/free_teleconference.htm. When you register, you’ll be sent an email with all the information to either attend and/or listen to it later. You can also send me your questions via the registration page.

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NEW: 30 Minute Consults Available for Love, Money and Career

 

These consults include information about one area from your birth chart (i.e. what your intention is related to love, money, or career) and your cycles for what’s happening with that area of your life. This gives you the best overview for why things are happening and where you want to go in that area. $85 for 30 minutes. Additional time at $25 for 15 minutes. For more information, go to:

https://www.polarisbusinessguides.com/short_consult.htm

or call us toll free at 877-524-8300 to schedule your consult.

 

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NO RADIO SHOWS IN APRIL

 

This is your chance to catch up on listening to some shows you’ve missed! I’ll be back on the air beginning Friday May 2^nd. You can listen to the shows for free and it’s very easy. Nothing to download! Just click on the purple buttons.

Recent shows you can listen to online: The Bigger Economic Picture and Why This is Happening, and Why and How Astrology Works are available online at www.polarisbusinessguides.com/radio.htm. Just scroll down the page and click on the purple buttons.

Other recent shows that are online include: the March 14^th show on The Joy of Living; the March 7^th show, A New Game: Seeing the World Through New Eyes;  the Feb 29th show, An Ascension Update; the Feb 22^nd show of Using Astrology to Invest Your Money; the Feb 15^th show of Getting a Better Job With Astrology as well as the Feb 8^th show of Secrets to Relationship Compatibility. Just scroll down the page until you come to those shows.

 

Beginning May 2^nd, Cosmic Connections with Madeline will again be broadcast live in the Seattle area on KKNW, on the dial at 1150 AM. You can also listen via live streaming on the internet FROM ANY LOCATION at http://www.newschannel1150.com/. Just click the LISTEN LIVE button at the top right corner of the home page. Get there early in case you need to download some software.

 

More info at www.polarisbusinessguides.com/radio.htm

 

ALL PAST RADIO SHOWS CAN BE HEARD BY GOING TO:

http://www.polarisbusinessguides.com//radio.htm

 

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SCHEDULE and EMAILS:

 

I’m back from a two-week trip and am plowing through emails received during that time.

If you have something important you want me to do, please call the office at the toll free number: 877-524-8300. I’ll get that message faster than your email.

 

I will head out for a 2^nd trip to an astrology conference on May 14^th – 21^st.  If you have immediate needs, please get on my schedule as soon as possible.

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Blessings always,

 

 

Madeline C. Gerwick

Certified Business and Personal Astrologer